Job Description: Residential Mortgage Loan Originator
Position Overview: EPIC Mortgage employs dynamic and results-driven Residential Mortgage Loan Originators. The primary responsibility of this role is to raise awareness of EPIC Mortgage in the community, understand prospects’ needs, and guide them through the mortgage process from initial contact to contract, and resume responsibility at CTC once the CD is balanced with the title company. The successful candidate will play a crucial role in developing EPIC Mortgage as the preferred solution for borrowers, negotiating terms, and ensuring a seamless closing experience. Additionally, maintaining ongoing communication with borrowers Post Closing for retention purposes is essential.
Responsibilities:
  1. Community Awareness:
    • Actively engage in community events, networking opportunities, and other outreach activities to raise awareness of EPIC Mortgage’s services and brand.
    • Build and maintain relationships with real estate agents, builders, financial planners, and other referral partners to generate leads.
  2. Lead Qualification and Needs Assessment:
    • Engage leads to determine understanding of the mortgage process.
    • Conduct thorough needs assessments to understand prospects’ financial goals, preferences, and challenges.
  3. Initial Contact and Solution Development:
    • Make initial contact with potential borrowers via phone, email, or in-person meetings to introduce EPIC Mortgage’s solutions.
    • Educate prospects about available mortgage products and tailor solutions to meet their specific needs.
  4. Negotiation:
    • Negotiate pricing, interest rates, and other terms with borrowers to secure favorable terms for both parties.
    • Provide transparent and accurate information regarding loan options, costs, and fees.
  5. Closing Support:
    • Attend closings when the contract is signed to ensure a smooth and successful transaction.
    • Coordinate with closing agents, title companies, and other parties to facilitate the closing process.
  6. Follow-Up and Retention:
    • Maintain regular communication with borrowers throughout the mortgage process to provide updates and address any concerns.
    • Follow up with borrowers after closing to ensure satisfaction and explore opportunities for future business and referrals.
    • Implement strategies for borrower retention and long-term customer relationships.
 Qualifications:
  • Bachelor’s degree in finance, business, or related field preferred.
  • Minimum of 2 years of experience as a residential mortgage loan originator or a related role.
  • Active NMLS (Nationwide Multistate Licensing System & Registry) license required.
  • Proven track record of successfully originating mortgage loans and meeting sales targets.
  • Strong understanding of mortgage products, underwriting guidelines, and regulatory requirements.
  • Excellent communication, negotiation, and interpersonal skills.
  • Ability to work independently and as part of a team in a fast-paced environment.
  • Proficiency in Arive, Dropbox and Microsoft Office Suite.
  • Knowledge of local real estate market trends and industry best practices.
Benefits:
  • Professional development and training opportunities. 
Application Process:
To apply for the position of Residential Mortgage Loan Originator at EPIC Mortgage, please submit your resume and a cover letter highlighting your relevant experience and qualifications to LL@anEPICmortgage.com. We appreciate your interest in joining our team and will contact selected candidates for interviews.